Anchorage Alaska Real Estate- Getting a Home Loan- Required Documents
If you are thinking about purchasing a home, it's important to start the prequalification process early on. Knowing exactly where you tand gives you an advantage over other home buyers.
Below is a list of required documents to provide to your mortgage lender:
* Past two (2) years W-2 statements
* Pay Stubs covering the last (30) thirty days
* Three most recent monthly bank statements
* Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
* Photocopies of any stocks or certificates of deposits
* If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord
* If divorced...a fully executed divorce decree
* For a refinance...a copy of the deed, and most recent tax bill
* A letter of explanation for any known credit problems For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
* Two (2) years signed personal tax returns - including all schedules
* If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
If you or someone you know needs to Buy a Home, Sell a Home, or Invest in Real Estate,
Call Vanna 907-720-HOME (4663)
**http://www.homestatemtg.com/documents.php
